Publisher Name

:

PT Bank China Construction Bank Indonesia Tbk

Product Name

: 

Mobile Banking CCB Indonesia 

Product Type

:

Mobile Banking

Target Customer

:

Individual Customers

Product Description

:

Mobile Banking (MB) service, is one of the electronic banking services from CCB Indonesia to individual customers to provide ease of banking transactions through the internet network without the need to come to CCB Indonesia Branch Office.

Main Features

1. Check Balance
2. Check Account Mutation
3. Download Account Mutation
4. Fund Transfer
1. Overbooking
2. Transfer Online.
3. SKN-BI.
4. RTGS.
5. BI-FAST.
5. Purchase : Top-up Credit, Data Package, Electricity Token.
6. Payment : Postpaid, Phone Bill, Credit Card, Water, TV, Internet, Train, PLN, Bank Persepsi, BPJS Kesehatan.
7. Top Up e-Wallet : OVO, GOPAY, DANA, SHOPEEPAY, LINK AJA.
8. QRIS Bank CCBI

Benefit 

1. Ease, smoothness and comfort in transactions so that it becomes more flexible
   1. Access 24-hour non-stop service to make fund transfers, balance inquiry, mutations, purchases and bill payments.
   2. Transaction can be done real time online.
   3. Customers do not need to come to CCB Indonesia Branch to make transactions with more competitive fees and time limits.
2. Safe
   1. Protected by the Bank's standard security system.
   2. Equipped with Password and PIN so that you can transact securely.
   3. Using Mobile PIN.

Risk 

• Access to unofficial applications owned by CCB Indonesia has the potential to be affected by digital crime.
• The use of passwords that are easy to guess (passwords with sequential numbers, dates of birth) has the potential to be misused by unauthorized parties.
• Internet network instability can cause the transaction process to be not smooth or last longer.
• Providing confidential personal information to others may lead to abuse of authority.
• Loss of confidential devices and data that can be easily accessed or known to others.
• Weak monitoring due to rarely accessing services can cause suspicious transactions to be undetected early.

Limit

Transaction Type

Transaction

Daily

Overbooking IDR

IDR 100 mio

IDR 300 mio

Online Transfer (IBFT)

IDR 25 mio

IDR 300 mio *

SKN-BI

IDR 100 mio

RTGS

IDR 300 mio

BI-FAST

IDR 50 mio

Purchase

IDR 1 mio

IDR 5 mio

Payment

IDR 10 mio

IDR 20 mio

QRIS

IDR 10 mio

IDR 25 mio

Overbooking USD

USD 3,500

USD 7,000

Overbooking SGD

SGD 4,500

SGD 9,000

Overbooking CNY

CNY 20,000

CNY 40,000

Top Up e-Wallet

IDR 1 mio

IDR 5 mio

Requirements and Procedures

1. Mobile Banking CCB Indonesia:
   
   1. Have a deposit account at CCB Indonesia.
   2. Have an active email account and mobile number registered with CCB Indonesia.
   3. Registered with Internet Banking Individual.
2. Questions about Mobile Banking service utilization can be submitted to the e-Channel Operation Help Desk (021) 5663809 - (021) 5668292 or can be submitted to the branch office when you first open an internet banking service.

Cost

1. There is no charge for using Mobile Banking Services.
2. General costs related to products are as follows :

QRIS

1. QRIS (Quick Response Code Indonesian Standard)
   Is a QR code standard introduced by Bank Indonesia to integrate various electronic payment methods into one QR code that can be scanned by various digital wallet applications and payment devices.
2. Benefits of QRIS for CCBI QRIS Users
   
   • There is no need to carry cash and receive a refund of the transaction.
   • Transactions are easy, convenient and fast.
   • Following the current trend.
   • Payment alternatives.
3. QRIS Fees and Limits
   • There is no fee for customers using QRIS.
   • Minimum limit per transaction using QRIS CCBI is IDR 1, - maximum IDR 10,000,000,-.
   • Daily limit of QRIS CCBI IDR 25,000,000 per day.
4. MDR (Merchant Discount Rate) QRIS
   Is a discount charged to merchants every time they receive payments from customers using QRIS.

Internet Banking service is conducted in the territory of the Republic of Indonesia.

PT Bank China Construction Bank Indonesia Tbk is licensed and supervised by the Financial Services Authority.