| Currency | Buy | Sell |
|---|---|---|
| USD | 16,235.00 | 16,445.00 |
| EUR | 16,831.00 | 17,031.00 |
| GBP | 20,315.00 | 20,515.00 |
| AUD | 10,068.00 | 10,268.00 |
| CNH | 2,145.00 | 2,325.00 |
| JPY | 102.80 | 104.80 |
| SGD | 11,901.00 | 12,101.00 |
| HKD | 2,013.00 | 2,193.00 |
Best Performance Bank KBMI II Category
CCB Indonesia received "Best Performance Bank KBMI II category" award from Bisnis Indonesia Daily on 18 September 2024
The Excellent Performance Bank in 2023 (KBMI 2)
CCB Indonesia received "The Excellent Performance Bank in 2023 (KBMI 2), from Infobank magazine on 29 August 2024.
Indonesia Best Bank 2024
CCB Indonesia received "Indonesia Best Bank 2024¡± for Strategies Implementation through business development, category KBMI 2 Private Foreign Banks¡¯ from Warta Ekonomi magazine on 31 July 2024.
Top Bank Award 2024
CCB Indonesia has received the "Top Bank Award 2024 for KBMI 2 category" from The Iconomic on June 20, 2024 in Jakarta.
GCG Award 2024
CCB Indonesia has received the Award "Indonesia Excellence Good Corporate Governance Awards 2024 - GCG Innovation for Better Implementation in Business Ethics and Sustainability" from "Warta Ekonomi" magazine on 5 March 2024.
Financial Highlights
| BALANCE SHEET | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Total Assets | 27,851,946 | 25,022,953 | 26,194,548 | 25,235,573 | 18,893,684 |
| Loans | 19,359,978 | 16,687,285 | 13,772,663 | 14,729,081 | 13,858,412 |
| Securities | 4,506,619 | 893,950 | 1,108,110 | 1,174,538 | 1,699,912 |
| Placement with Other Banks | 184,142 | 279,436 | 659,148 | 256,464 | - |
| Customer Funds | 19,986,812 | 17,946,578 | 19,274,009 | 18,452,403 | 12,861,778 |
| Deposits from Other Banks | 324,650 | 68,011 | 74,122 | 40,012 | 1,593,888 |
| Equity | 6,540,557 | 6,199,237 | 6,081,204 | 6,016,716 | 2,794,858 |
| Liabilities | 21,311,389 | 18,823,716 | 20,113,344 | 19,218,857 | 16,098,826 |
| STATEMENT OF PROFIT AND LOSS | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Interest Income | 1,690,178 | 1,322,606 | 1,248,020 | 1,282,612 | 1,298,866 |
| Net Interest Income | 956,879 | 803,954 | 720,832 | 562,357 | 559,891 |
| Other Operating Income | 43,494 | 68,965 | 64,092 | 64,328 | 70,192 |
| Other Operating Expenses | 543,791 | 529,401 | 500,920 | 514,337 | 493,623 |
| Operating Income | 302,702 | 170,654 | 108,928 | 57,056 | 114,488 |
| Non-Operating Income (Expenses) | 7,099 | 5,088 | (4,914) | 6,647 | (2,152) |
| Income Before Tax | 309,801 | 175,742 | 104,014 | 63,703 | 112,336 |
| Net Income (Loss) | 241,291 | 135,959 | 79,392 | 49,979 | 78,967 |
| Income Attributable to Owners of the Company | 241,291 | 135,959 | 79,392 | 49,979 | 78,967 |
| Income Attributable to Non-Controlling Interests | - | - | - | - | - |
| Comprehensive Income (Loss) | 341,320 | 118,032 | 64,488 | 85,541 | 278,700 |
| Comprehensive Income Attributable to Owners of the Company | 341.320 | 118,032 | 64,488 | 85,541 | 278,700 |
| Comprehensive Income Attributable to Non-Controlling Interests | - | - | - | - | - |
| Earnings per Share (in full Rupiah) | 6,36 | 3,59 | 2,09 | 1,91 | 4,75 |
| ASSETS QUALITY | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Earning Assets | 26,671,589 | 23,905,067 | 24,813,815 | 23,823,521 | 16,257,504 |
| Non-Earning Assets | 215,913 | 233,616 | 232,837 | 247,766 | 245,592 |
| Total Earning and Non-Earning Assets | 26,887,502 | 24,138,683 | 25,046,652 | 24,071,287 | 16,503,096 |
| FINANCIAL RATIO (%) | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Capital | |||||
| CAR Credit Risk | 40,76% | 35,57% | 41,56% | 38,60% | 18,68% |
| CAR Credit and Market Risks | 39,76% | 35,24% | 41,20% | 38,05% | 18,60% |
| CAR Credit Market and Operational Risks | 37,45% | 32,73% | 37,96% | 35,28% | 17,40% |
| Fixed Assets to Capital Ratio | 12,92% | 14,75% | 15,75% | 23,67% | 35,71% |
| Assets Quality | |||||
| Non-Performing Earning and Non-Earning Assets to Total Earning and Non-Earning Assets | 2,21% | 2,70% | 3,33% | 2,35% | 2,61% |
| Non-Performing Earning Assets to Total Earning Assets | 2,09% | 2,37% | 2,44% | 1,82% | 2,09% |
| Allowance for Impairment Losses of Financial Assets to Earning Assets* | 1,93% | 1,90% | 1,19% | 0,73% | 0,80% |
| NPL Gross | 2,87% | 3,40% | 4,39% | 2,94% | 2,52% |
| NPL Net | 0,77% | 0,93% | 2,45% | 1,92% | 1,64% |
| Profitability | |||||
| ROA | 1,22% | 0,69% | 0,41% | 0,29% | 0,71% |
| ROE | 4,11% | 2,40% | 1,43% | 1,27% | 4,15% |
| NIM | 4,18% | 3,54% | 3,12% | 2,82% | 3,83% |
| BOPO | 82,76% | 87,76% | 92,75% | 97,70% | 91,49% |
| Profit/Loss To Income Ratio | 13,61% | 9,63% | 5,92% | 3,64% | - |
| Cost to Income Ratio | 58,33% | 61,59% | 66,87% | 89,93% | - |
| Liquidity | |||||
| LDR | 96,86% | 92,98% | 71,46% | 79,82% | 107,75% |
| Compliance | |||||
| Violation of Legal Lending Limit | |||||
| a. Related Party | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| b. Unrelated Party | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Exceedances of Legal Lending Limit | |||||
| a. Related Party | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| b. Unrelated Party | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Statutory Reserves Requirement in Rupiah | 8,83% | 9,62% | 5,61% | 3,94% | 0,00% |
| Statutory Reserves Requirement in Foreign Currency | 4,38% | 4,58% | 6,24% | 5,91% | 8,17% |
| Net Open Position | 0,17% | 0,40% | 0,11% | 0,17% | 0,64% |
| Others | |||||
| Liability to Equity Ratio | 325,83% | 303,65% | 330,75% | 319,42% | 576,02% |
| Liability to Assets Ratio | 76,52% | 75,23% | 76,78% | 76,16% | 85,21% |